Calculadora de Poder Adquisitivo

Validate passport & apply for visa

Ensure your passport is valid for at least 6 months beyond your stay and submit your visa dossier.

Review double-taxation treaties

Check the tax treaty between your home country and Spain to avoid paying tax twice.

Secure temporary housing

Book a serviced apartment for your first 2-4 weeks to give you time to visit long-term rentals.

Open a local bank account

A local account is required for rent payments, utility bills, and salary deposits.

Income Tax Brackets

How progressive rates in Malaga compare to Miami — and what that means for your net salary.

Social Contributions

Mandatory healthcare and pension deductions that come off your gross before you see a cent.

Expat Tax Incentives

Special regimes for foreign workers that could significantly lower your effective rate in Malaga.

Healthcare System

Public vs. private care in Malaga: what’s covered, what’s not, and whether you need private insurance.

Schooling & Education

International schools, bilingual programs, and public school registration deadlines you can’t afford to miss.

Rental Market Norms

Typical deposit sizes, tenant rights, agency fees, and the documents landlords expect from foreign applicants.

Underestimating Setup Costs

Deposits, furniture, agency fees, and utility connections often total 3× the monthly rent. Budget for it upfront.

Delayed Document Legalization

Birth certificates, diplomas, and background checks must be apostilled before departure — not after arrival.

Forgetting Home-Country Obligations

Failing to cancel contracts (rent, insurance, subscriptions) within their required notice periods can cost thousands.